tickrz reports
Unum Group (UNM)
Financial | Insurance
58.60  0.64%
UNM vs INSURANCE SECTOR & S&P 500
VALUATION
UNMSECTORS&P 500
P/E RATIO13.5319.921.12
EV/EBITDA RATIO10.4818.912.66
P/S RATIO1.191.62.25
P/B RATIO1.423.45
QUALITY
RETURN ON EQUITY10.37%8.9%13.64%
RETURN ON CAPITAL7.87%6.42%10.09%
NET MARGIN8.4%8.4%9.73%
DIVIDEND ANALYSIS
DIVIDEND YIELD
1.47%
PAYOUT RATIO19.53%
3 YR DIVIDEND GROWTH11.87%
FINANCIAL STRENGTH
F SCORE NOT AVAILABLE
DEBT-TO-EQUITY31%
INTEREST COVERAGEx
CURRENT RATIO
GROWTH
5 YR EPS GROWTH38.32%
5 YR SPS GROWTH1.48%
5 YR BPS GROWTH5.9%
About tickrz
Key Concepts
Great Investors
Unum Group ranks well on valuation
TICKRZBOT SUMMARY
Unum Group receives an A ranking in our multi-factor model that blends valuation, moat, operational performance, and financial strength. View the tickrz MFM Screener here. Here's a summary of Unum Group's factor rankings that are combined together to calculate the tickrz MFM ranking:

FACTOR RANKINGSFACTOR SCREENER 
TICKRZ MFM RANK A / 8PURE VALUE RANKA / 28
DIVIDEND RANKB / 156MOAT RANKB / 225
FINANCIAL STRENGTH RANKN/AGROWTH RANKB / 152
MOMENTUM RANKB / 143
GURU ANALYSIS
Buffett Rank B / 185Peter Lynch Rank B / 106
Unum Group ranks 185 out of the S&P 500 constituents in our multi-factor Warren Buffett ranking methodology. This is a average score, meaning it ranks in the middle of the pack on valuation, moat, volatility, and financial strength factors. The stock's average Buffett rank suggests waiting for improved valuation or quality metrics before taking action.Our Peter Lynch mutli-factor model ranks stocks on their PEG ratio, Financial Strength, margin profile, and their P/Es relative to their respective industry groups. Unum Group ranks 106, a relatively average score. Of note is Unum Group's PEG ratio of 0.34x places it in the top 25% of S&P 500 stocks.
Alex Roepers Rank B / 175Joel Greenblatt Rank B / 162
Alex Roepers, founder of Atlantic Investment Management, looks for stocks trading at low EV/EBITDA multiples with strong and consistent free cash flow. Unum Group ranks 175 out of the S&P 500 constituents on our Roepers-inspired multi-factor model.In his best-selling The Little Book that Beats the Market, Greenblatt introduced the Magic Formula, a straightforward approach that ranks stocks on earnings yield and return on invested capital. Unum Group places 162 out the S&P 500 consitituents on this ranking methodology.
FACTOR RANKINGS
Value
Pure Value Ranking A / 28
Valuation is the most heavily weighted component in our tickrz ranking methodology. Numerous academic and practitioner studies have found that a value approach outperforms the market over the long-run. Unum Group's valuation score is comprised of a P/E ratio of 13.5x, a P/B ratio of 1.4x, a P/S ratio of 1.2x, and an EV/EBITDA ratio of 10.5x. Unum Group ranks 28 out of the S&P 500 constituents on valuation--a relatively strong score.

Quality
Moat B / 225Financial Strength N/A
To calculate a company's Moat Score, we look at its historical earnings growth, historical average return on equity, the volatility of its earnings stream, and also factor in the strength of its balance sheet. Our approach concludes the company's business moat is average. Our analysis of its moat reveals neither a durable moat or enduring competitive advantages.A debt/equity ratio of 31% and a Moat Rank of 225 translate to a not available Financial Strength score.


Momentum B / 143
Investment research has shown that stocks with strong performance over the last 6 to 12 months tend to perform better in the medium term than stocks with poor performance over the same period. In fact, the momentum factor is one of the strongest of all the investment factors. The company has seen its stock appreciate by 26.49% over the last 12 months. This performance is average compared to other stocks in the S&P 500, earning it a rank of 143. Based on its 12 month stock performance, Unum Group will not appeal to momentum investors.

Yield B / 156
Value + Yield
Shares currently yield 1.47%. Our dividend ranking approach looks at a company's dividend growth rate, payout ratio, business moat, and valuation. Based on our methodology, Unum Group ranks 156 among the S&P 500 constituents. Investors looking for undervalued dividend stocks will probably want to look elsewhere.

Growth B / 152
A company's growth metrics are less important than its valuation, moat, and financial strength. However, a check on growth can be a good way to avoid companies in secular decline. The company's growth in sales, earnings, and book value produce an average score. 38.3% 5 year annualized EPS growth, 1.5% 5 year annualized sales-per-share growth, and 5 year annualized book value-per-share growth of 5.9% combine to produce this average score.

Unum Group (UNM)
Financial | Insurance
58.60  0.64%


tickrz rank
A
VALUATION RATIOS
P/E Ratio13.53x
P/B Ratio1.4x
P/S Ratio1.19x
EV/EBITDA Ratio10.48x
DIVIDEND ANALYSIS
DIVIDEND YIELD
1.47%
PAYOUT RATIO19.53%
3 YR DIVIDEND GROWTH11.87%
FINANCIAL STRENGTH
F SCORE NOT AVAILABLE
DEBT-TO-EQUITY31%
INTEREST COVERAGEx
CURRENT RATIO
MOAT
ROE10.37%
ROIC7.87%
Net Margin8.4%
GROWTH
5 YR EPS GROWTH38.32%
5 YR SPS GROWTH1.48%
5 YR BPS GROWTH5.9%

TICKRZ RANK
Unum Group receives an A ranking in our multi-factor model that blends valuation, moat, operational performance, and financial strength. View the tickrz MFM Screener here.

PURE VALUE
Valuation is the most heavily weighted component in our tickrz ranking methodology. Numerous academic and practitioner studies have found that a value approach outperforms the market over the long-run. Unum Group's valuation score is comprised of a P/E ratio of 13.5x, a P/B ratio of 1.4x, a P/S ratio of 1.2x, and an EV/EBITDA ratio of 10.5x. Unum Group ranks 28 out of the S&P 500 constituents on valuation--a relatively strong score.

WARREN BUFFETT RANKING
Unum Group ranks 185 out of the S&P 500 constituents in our multi-factor Warren Buffett ranking methodology. This is a average score, meaning it ranks in the middle of the pack on valuation, moat, volatility, and financial strength factors. The stock's average Buffett rank suggests waiting for improved valuation or quality metrics before taking action.

MOAT
To calculate a company's Moat Score, we look at its historical earnings growth, historical average return on equity, the volatility of its earnings stream, and also factor in the strength of its balance sheet. Our approach concludes the company's business moat is average. Our analysis of its moat reveals neither a durable moat or enduring competitive advantages.

FINANCIAL STRENGTH
A debt/equity ratio of 31% and a Moat Rank of 225 translate to a not available Financial Strength score.

MOMENTUM
Investment research has shown that stocks with strong performance over the last 6 to 12 months tend to perform better in the medium term than stocks with poor performance over the same period. In fact, the momentum factor is one of the strongest of all the investment factors. The company has seen its stock appreciate by 26.49% over the last 12 months. This performance is average compared to other stocks in the S&P 500, earning it a rank of 143. Based on its 12 month stock performance, Unum Group will not appeal to momentum investors.

VALUE + YIELD
Shares currently yield 1.47%. Our dividend ranking approach looks at a company's dividend growth rate, payout ratio, business moat, and valuation. Based on our methodology, Unum Group ranks 156 among the S&P 500 constituents. Investors looking for undervalued dividend stocks will probably want to look elsewhere.

GROWTH
A company's growth metrics are less important than its valuation, moat, and financial strength. However, a check on growth can be a good way to avoid companies in secular decline. The company's growth in sales, earnings, and book value produce an average score. 38.3% 5 year annualized EPS growth, 1.5% 5 year annualized sales-per-share growth, and 5 year annualized book value-per-share growth of 5.9% combine to produce this average score.