tickrz reports
  
tickrz rank
A
Discover Financial Services (DFS)
Financial | Credit Services
CEO: David W. Nelms
Employees: 15036
discover.com
FACTOR RANKINGSFACTOR SCREENER 
Pure Value Rank85Dividend Rank218
Moat Rank156Financial Strength Rank395
Growth Rank140Momentum Rank167
DIVIDEND ANALYSIS
Dividend Yield1.96%
Payout Ratio21.49%
3 yr Dividend Growth16.17%
VALUATION RATIOS
P/E Ratio9.97x
P/B Ratio2.17x
P/S Ratio2.52x
EV/EBITDA Ratio9.6x
FINANCIAL STRENGTH
Piotroski F-ScoreNOT AVAILABLE
Debt-to-Equity238%
Interest Coverage2.49x
MOAT
ROE21.1%
ROIC6.42%
Net Margin22.64%
GROWTH
5 yr EPS Growth7.25%
5 yr SPS Growth4.17%
5 yr BPS Growth12.18%
tickrz A-Ranked Discover Financial Services scores well on valuation
 tickrz summary
Discover Financial Services receives an A ranking in our proprietary multi-factor ranking approach that blends valuation, moat, operational performance, and financial strength. View the Top 50 tickrz ranked stocks here.
 value
 pure value ranking Warren Buffett ranking
Valuation is the most heavily weighted component in our tickrz ranking methodology. Numerous academic and practitioner studies have found that a value approach outperforms the market over the long-run. Discover Financial Services's valuation score is comprised of a P/E ratio of 10x, a P/B ratio of 2.2x, a P/S ratio of 2.5x, and an EV/EBITDA ratio of 9.6x. Discover Financial Services ranks 85 out of the S&P 500 constituents on valuation--a relatively strong score.Discover Financial Services ranks 110 out of the S&P 500 constituents in our multi-factor Warren Buffett ranking methodology. This is a strong score, meaning it ranks highly on valuation, moat, volatility, and financial strength factors. If you're looking for undervalued stocks with high moats and strong competitive advantages, Discover Financial Services warrants further investigation.

 quality
 moat financial strength
To calculate a company's Moat Score, we look at its historical earnings growth, historical average return on equity, the volatility of its earnings stream, and also factor in the strength of its balance sheet. Our approach concludes the company's business moat is average. Our analysis of its moat reveals neither a durable moat or enduring competitive advantages. Interest coverage of 2.49x, a debt/equity ratio of 238% and a Moat Rank of 156 translate to a weak Financial Strength score.


 momentum
Investment research has shown that stocks with strong performance over the last 6 to 12 months tend to perform better in the medium term than stocks with poor performance over the same period. In fact, the momentum factor is one of the strongest of all the investment factors. The company has seen its stock appreciate by 19.34% over the last 12 months. This performance is average compared to other stocks in the S&P 500, earning it a rank of 167. Based on its 12 month stock performance, Discover Financial Services will not appeal to momentum investors.

 yield
 value + yield
Shares currently yield 1.96%. Our dividend ranking approach looks at a company's dividend growth rate, payout ratio, business moat, and valuation. Based on our methodology, Discover Financial Services ranks 218 among the S&P 500 constituents. Investors looking for undervalued dividend stocks will probably want to look elsewhere.

 growth
A company's growth metrics are less important than its valuation, moat, and financial strength. However, a check on growth can be a good way to avoid companies in secular decline. The company's growth in sales, earnings, and book value places it among the top third of S&P 500 companies. Its 7.2% 5 year annualized EPS growth, 4.2% 5 year annualized sales-per-share growth, and 5 year annualized book value-per-share growth of 12.2% speak to its impressive growth ranking.

Discover Financial Services (DFS)
Financial | Credit Services
CEO: David W. Nelms
Employees: 15036
discover.com


tickrz rank
A

VALUATION RATIOS
P/E Ratio9.97x
P/B Ratio2.17x
P/S Ratio2.52x
EV/EBITDA Ratio9.6x
DIVIDEND ANALYSIS
Dividend Yield1.96%
Payout Ratio21.49%
3 yr Dividend Growth16.17%
FINANCIAL STRENGTH
Piotroski F-ScoreNOT AVAILABLE
Debt-to-Equity238%
Interest Coverage2.49x
MOAT
ROE21.1%
ROIC6.42%
Net Margin22.64%
GROWTH
5 yr EPS Growth7.25%
5 yr SPS Growth4.17%
5 yr BPS Growth12.18%

TICKRZ RANK
Discover Financial Services receives an A ranking in our proprietary multi-factor ranking approach that blends valuation, moat, operational performance, and financial strength. View the Top 50 tickrz ranked stocks here.

PURE VALUE
Valuation is the most heavily weighted component in our tickrz ranking methodology. Numerous academic and practitioner studies have found that a value approach outperforms the market over the long-run. Discover Financial Services's valuation score is comprised of a P/E ratio of 10x, a P/B ratio of 2.2x, a P/S ratio of 2.5x, and an EV/EBITDA ratio of 9.6x. Discover Financial Services ranks 85 out of the S&P 500 constituents on valuation--a relatively strong score.

WARREN BUFFETT RANKING
Discover Financial Services ranks 110 out of the S&P 500 constituents in our multi-factor Warren Buffett ranking methodology. This is a strong score, meaning it ranks highly on valuation, moat, volatility, and financial strength factors. If you're looking for undervalued stocks with high moats and strong competitive advantages, Discover Financial Services warrants further investigation.

MOAT
To calculate a company's Moat Score, we look at its historical earnings growth, historical average return on equity, the volatility of its earnings stream, and also factor in the strength of its balance sheet. Our approach concludes the company's business moat is average. Our analysis of its moat reveals neither a durable moat or enduring competitive advantages.

FINANCIAL STRENGTH
Interest coverage of 2.49x, a debt/equity ratio of 238% and a Moat Rank of 156 translate to a weak Financial Strength score.

MOMENTUM
Investment research has shown that stocks with strong performance over the last 6 to 12 months tend to perform better in the medium term than stocks with poor performance over the same period. In fact, the momentum factor is one of the strongest of all the investment factors. The company has seen its stock appreciate by 19.34% over the last 12 months. This performance is average compared to other stocks in the S&P 500, earning it a rank of 167. Based on its 12 month stock performance, Discover Financial Services will not appeal to momentum investors.

VALUE + YIELD
Shares currently yield 1.96%. Our dividend ranking approach looks at a company's dividend growth rate, payout ratio, business moat, and valuation. Based on our methodology, Discover Financial Services ranks 218 among the S&P 500 constituents. Investors looking for undervalued dividend stocks will probably want to look elsewhere.

GROWTH
A company's growth metrics are less important than its valuation, moat, and financial strength. However, a check on growth can be a good way to avoid companies in secular decline. The company's growth in sales, earnings, and book value places it among the top third of S&P 500 companies. Its 7.2% 5 year annualized EPS growth, 4.2% 5 year annualized sales-per-share growth, and 5 year annualized book value-per-share growth of 12.2% speak to its impressive growth ranking.