tickrz reports
tickrz rank
A
Discover Financial Services (DFS)
Financial | Financial Services
61.41  1.50%
FACTOR RANKINGSFACTOR SCREENER 
tickrz RankA / 78Warren Buffett RankA / 116
Pure Value RankA / 83Dividend RankC / 229
Moat RankB / 161Financial Strength RankN/A
Growth RankB / 151Momentum RankC / 307
DFS vs FINANCIAL SERVICES SECTOR & S&P 500
VALUATION
DFSSECTORS&P 500
P/E RATIO9.9823.719.28
EV/EBITDA RATIO10.2821.911.77
P/S RATIO2.397.22.03
P/B RATIO2.113.93.09
QUALITY
RETURN ON EQUITY20.41%11.29%13.82%
RETURN ON CAPITAL6.27%7.98%10.04%
NET MARGIN22.64%19.98%9.76%
DIVIDEND ANALYSIS
DIVIDEND YIELD
2.1%
PAYOUT RATIO22.1%
3 YR DIVIDEND GROWTH16.17%
FINANCIAL STRENGTH
F SCORE NOT AVAILABLE
DEBT-TO-EQUITY235%
INTEREST COVERAGEN/Ax
CURRENT RATIO
GROWTH
5 YR EPS GROWTH7.25%
5 YR SPS GROWTH4.17%
5 YR BPS GROWTH12.18%
About tickrz
Key Concepts
Great Investors
tickrz A-Ranked Discover Financial Services scores well on valuation
tickrz rank A / 78
Discover Financial Services receives an A ranking in our proprietary multi-factor ranking approach that blends valuation, moat, operational performance, and financial strength. View the Top 50 tickrz ranked stocks here.
value
pure value ranking A / 83Warren Buffett ranking A / 116
Valuation is the most heavily weighted component in our tickrz ranking methodology. Numerous academic and practitioner studies have found that a value approach outperforms the market over the long-run. Discover Financial Services's valuation score is comprised of a P/E ratio of 10x, a P/B ratio of 2.1x, a P/S ratio of 2.4x, and an EV/EBITDA ratio of 10.3x. Discover Financial Services ranks 83 out of the S&P 500 constituents on valuation--a relatively strong score.Discover Financial Services ranks 116 out of the S&P 500 constituents in our multi-factor Warren Buffett ranking methodology. This is a strong score, meaning it ranks highly on valuation, moat, volatility, and financial strength factors. If you're looking for undervalued stocks with high moats and strong competitive advantages, Discover Financial Services warrants further investigation.

quality
moat B / 161financial strength N/A
To calculate a company's Moat Score, we look at its historical earnings growth, historical average return on equity, the volatility of its earnings stream, and also factor in the strength of its balance sheet. Our approach concludes the company's business moat is average. Our analysis of its moat reveals neither a durable moat or enduring competitive advantages.A debt/equity ratio of 235% and a Moat Rank of 161 translate to a not available Financial Strength score.


momentum C / 307
Investment research has shown that stocks with strong performance over the last 6 to 12 months tend to perform better in the medium term than stocks with poor performance over the same period. In fact, the momentum factor is one of the strongest of all the investment factors. The company has seen its stock appreciate by 7.25% over the last 12 months. This performance is weak compared to other stocks in the S&P 500, earning it a rank of 307. Based on its 12 month stock performance, Discover Financial Services will not appeal to momentum investors.

yield C / 229
value + yield
Shares currently yield 2.1%. Our dividend ranking approach looks at a company's dividend growth rate, payout ratio, business moat, and valuation. Based on our methodology, Discover Financial Services ranks 229 among the S&P 500 constituents. Investors looking for undervalued dividend stocks will probably want to look elsewhere.

growth B / 151
A company's growth metrics are less important than its valuation, moat, and financial strength. However, a check on growth can be a good way to avoid companies in secular decline. The company's growth in sales, earnings, and book value produce an average score. 7.2% 5 year annualized EPS growth, 4.2% 5 year annualized sales-per-share growth, and 5 year annualized book value-per-share growth of 12.2% combine to produce this average score.

Discover Financial Services (DFS)
Financial | Financial Services
61.41  1.50%


tickrz rank
A
VALUATION RATIOS
P/E Ratio9.98x
P/B Ratio2.11x
P/S Ratio2.39x
EV/EBITDA Ratio10.28x
DIVIDEND ANALYSIS
DIVIDEND YIELD
2.1%
PAYOUT RATIO22.1%
3 YR DIVIDEND GROWTH16.17%
FINANCIAL STRENGTH
F SCORE NOT AVAILABLE
DEBT-TO-EQUITY235%
INTEREST COVERAGEN/Ax
CURRENT RATIO
MOAT
ROE20.41%
ROIC6.27%
Net Margin22.64%
GROWTH
5 YR EPS GROWTH7.25%
5 YR SPS GROWTH4.17%
5 YR BPS GROWTH12.18%

TICKRZ RANK
Discover Financial Services receives an A ranking in our proprietary multi-factor ranking approach that blends valuation, moat, operational performance, and financial strength. View the Top 50 tickrz ranked stocks here.

PURE VALUE
Valuation is the most heavily weighted component in our tickrz ranking methodology. Numerous academic and practitioner studies have found that a value approach outperforms the market over the long-run. Discover Financial Services's valuation score is comprised of a P/E ratio of 10x, a P/B ratio of 2.1x, a P/S ratio of 2.4x, and an EV/EBITDA ratio of 10.3x. Discover Financial Services ranks 83 out of the S&P 500 constituents on valuation--a relatively strong score.

WARREN BUFFETT RANKING
Discover Financial Services ranks 116 out of the S&P 500 constituents in our multi-factor Warren Buffett ranking methodology. This is a strong score, meaning it ranks highly on valuation, moat, volatility, and financial strength factors. If you're looking for undervalued stocks with high moats and strong competitive advantages, Discover Financial Services warrants further investigation.

MOAT
To calculate a company's Moat Score, we look at its historical earnings growth, historical average return on equity, the volatility of its earnings stream, and also factor in the strength of its balance sheet. Our approach concludes the company's business moat is average. Our analysis of its moat reveals neither a durable moat or enduring competitive advantages.

FINANCIAL STRENGTH
A debt/equity ratio of 235% and a Moat Rank of 161 translate to a not available Financial Strength score.

MOMENTUM
Investment research has shown that stocks with strong performance over the last 6 to 12 months tend to perform better in the medium term than stocks with poor performance over the same period. In fact, the momentum factor is one of the strongest of all the investment factors. The company has seen its stock appreciate by 7.25% over the last 12 months. This performance is weak compared to other stocks in the S&P 500, earning it a rank of 307. Based on its 12 month stock performance, Discover Financial Services will not appeal to momentum investors.

VALUE + YIELD
Shares currently yield 2.1%. Our dividend ranking approach looks at a company's dividend growth rate, payout ratio, business moat, and valuation. Based on our methodology, Discover Financial Services ranks 229 among the S&P 500 constituents. Investors looking for undervalued dividend stocks will probably want to look elsewhere.

GROWTH
A company's growth metrics are less important than its valuation, moat, and financial strength. However, a check on growth can be a good way to avoid companies in secular decline. The company's growth in sales, earnings, and book value produce an average score. 7.2% 5 year annualized EPS growth, 4.2% 5 year annualized sales-per-share growth, and 5 year annualized book value-per-share growth of 12.2% combine to produce this average score.