tickrz reports
Citigroup Inc (C)
Financial | Banking
77.20  0.35%
C vs BANKING SECTOR & S&P 500
VALUATION
CSECTORS&P 500
P/E RATIO13.1617.721.12
EV/EBITDA RATIO4.612.312.66
P/S RATIO2.94.12.25
P/B RATIO0.991.63.45
QUALITY
RETURN ON EQUITY6.82%8.73%13.64%
RETURN ON CAPITAL2.17%4.74%10.09%
NET MARGIN17.58%20.11%9.73%
DIVIDEND ANALYSIS
DIVIDEND YIELD
1.25%
PAYOUT RATIO21.68%
3 YR DIVIDEND GROWTH118.98%
FINANCIAL STRENGTH
F SCORE NOT AVAILABLE
DEBT-TO-EQUITY146%
INTEREST COVERAGEx
CURRENT RATIO
GROWTH
5 YR EPS GROWTH5.39%
5 YR SPS GROWTH-4.26%
5 YR BPS GROWTH4.11%
About tickrz
Key Concepts
Great Investors
Citigroup Inc ranks well on valuation
TICKRZBOT SUMMARY
Citigroup Inc receives an A ranking in our multi-factor model that blends valuation, moat, operational performance, and financial strength. View the tickrz MFM Screener here. Here's a summary of Citigroup Inc's factor rankings that are combined together to calculate the tickrz MFM ranking:

FACTOR RANKINGSFACTOR SCREENER 
TICKRZ MFM RANK A / 30PURE VALUE RANKA / 36
DIVIDEND RANKC / 268MOAT RANKD / 367
FINANCIAL STRENGTH RANKN/AGROWTH RANKC / 358
MOMENTUM RANKB / 127
GURU ANALYSIS
Buffett Rank C / 349Peter Lynch Rank D / 248
Citigroup Inc ranks 349 out of the S&P 500 constituents in our multi-factor Warren Buffett ranking methodology. This is a weak score, meaning it ranks poorly on combined valuation, moat, volatility, and financial strength factors. If you're looking for undervalued stocks with high moats and strong competitive advantages, Citigroup Inc is probably not for you.Our Peter Lynch mutli-factor model ranks stocks on their PEG ratio, Financial Strength, margin profile, and their P/Es relative to their respective industry groups. Citigroup Inc ranks 248, a relatively weak ranking.
Alex Roepers Rank B / 160Joel Greenblatt Rank B / 218
Alex Roepers, founder of Atlantic Investment Management, looks for stocks trading at low EV/EBITDA multiples with strong and consistent free cash flow. Citigroup Inc ranks 160 out of the S&P 500 constituents on our Roepers-inspired multi-factor model.In his best-selling The Little Book that Beats the Market, Greenblatt introduced the Magic Formula, a straightforward approach that ranks stocks on earnings yield and return on invested capital. Citigroup Inc places 218 out the S&P 500 consitituents on this ranking methodology.
FACTOR RANKINGS
Value
Pure Value Ranking A / 36
Valuation is the most heavily weighted component in our tickrz ranking methodology. Numerous academic and practitioner studies have found that a value approach outperforms the market over the long-run. Citigroup Inc's valuation score is comprised of a P/E ratio of 13.2x, a P/B ratio of 1x, a P/S ratio of 2.9x, and an EV/EBITDA ratio of 4.6x. Citigroup Inc ranks 36 out of the S&P 500 constituents on valuation--a relatively strong score.

Quality
Moat D / 367Financial Strength N/A
To calculate a company's Moat Score, we look at its historical earnings growth, historical average return on equity, the volatility of its earnings stream, and also factor in the strength of its balance sheet. Our approach concludes the company's business moat is weak. Its position within the Financial sector appears to be weak. Either the dynamics of its sector place it in a difficult position or management's executition is to blame for its disappointing performance.A debt/equity ratio of 146% and a Moat Rank of 367 translate to a not available Financial Strength score.


Momentum B / 127
Investment research has shown that stocks with strong performance over the last 6 to 12 months tend to perform better in the medium term than stocks with poor performance over the same period. In fact, the momentum factor is one of the strongest of all the investment factors. The company has seen its stock appreciate by 28.57% over the last 12 months. This performance is average compared to other stocks in the S&P 500, earning it a rank of 127. Based on its 12 month stock performance, Citigroup Inc will not appeal to momentum investors.

Yield C / 268
Value + Yield
Shares currently yield 1.25%. Our dividend ranking approach looks at a company's dividend growth rate, payout ratio, business moat, and valuation. Based on our methodology, Citigroup Inc ranks 268 among the S&P 500 constituents. Investors looking for undervalued dividend stocks will probably want to look elsewhere.

Growth C / 358
A company's growth metrics are less important than its valuation, moat, and financial strength. However, a check on growth can be a good way to avoid companies in secular decline. The company's growth in sales, earnings, and book value places it among the bottom third of S&P500 companies. Its 5.4% 5 year annualized EPS growth, -4.3% 5 year annualized sales-per-share growth, and 5 year annualized book value-per-share growth of 4.1% speak to its relatively poor ranking.

Citigroup Inc (C)
Financial | Banking
77.20  0.35%


tickrz rank
A
VALUATION RATIOS
P/E Ratio13.16x
P/B Ratio0.99x
P/S Ratio2.9x
EV/EBITDA Ratio4.6x
DIVIDEND ANALYSIS
DIVIDEND YIELD
1.25%
PAYOUT RATIO21.68%
3 YR DIVIDEND GROWTH118.98%
FINANCIAL STRENGTH
F SCORE NOT AVAILABLE
DEBT-TO-EQUITY146%
INTEREST COVERAGEx
CURRENT RATIO
MOAT
ROE6.82%
ROIC2.17%
Net Margin17.58%
GROWTH
5 YR EPS GROWTH5.39%
5 YR SPS GROWTH-4.26%
5 YR BPS GROWTH4.11%

TICKRZ RANK
Citigroup Inc receives an A ranking in our multi-factor model that blends valuation, moat, operational performance, and financial strength. View the tickrz MFM Screener here.

PURE VALUE
Valuation is the most heavily weighted component in our tickrz ranking methodology. Numerous academic and practitioner studies have found that a value approach outperforms the market over the long-run. Citigroup Inc's valuation score is comprised of a P/E ratio of 13.2x, a P/B ratio of 1x, a P/S ratio of 2.9x, and an EV/EBITDA ratio of 4.6x. Citigroup Inc ranks 36 out of the S&P 500 constituents on valuation--a relatively strong score.

WARREN BUFFETT RANKING
Citigroup Inc ranks 349 out of the S&P 500 constituents in our multi-factor Warren Buffett ranking methodology. This is a weak score, meaning it ranks poorly on combined valuation, moat, volatility, and financial strength factors. If you're looking for undervalued stocks with high moats and strong competitive advantages, Citigroup Inc is probably not for you.

MOAT
To calculate a company's Moat Score, we look at its historical earnings growth, historical average return on equity, the volatility of its earnings stream, and also factor in the strength of its balance sheet. Our approach concludes the company's business moat is weak. Its position within the Financial sector appears to be weak. Either the dynamics of its sector place it in a difficult position or management's executition is to blame for its disappointing performance.

FINANCIAL STRENGTH
A debt/equity ratio of 146% and a Moat Rank of 367 translate to a not available Financial Strength score.

MOMENTUM
Investment research has shown that stocks with strong performance over the last 6 to 12 months tend to perform better in the medium term than stocks with poor performance over the same period. In fact, the momentum factor is one of the strongest of all the investment factors. The company has seen its stock appreciate by 28.57% over the last 12 months. This performance is average compared to other stocks in the S&P 500, earning it a rank of 127. Based on its 12 month stock performance, Citigroup Inc will not appeal to momentum investors.

VALUE + YIELD
Shares currently yield 1.25%. Our dividend ranking approach looks at a company's dividend growth rate, payout ratio, business moat, and valuation. Based on our methodology, Citigroup Inc ranks 268 among the S&P 500 constituents. Investors looking for undervalued dividend stocks will probably want to look elsewhere.

GROWTH
A company's growth metrics are less important than its valuation, moat, and financial strength. However, a check on growth can be a good way to avoid companies in secular decline. The company's growth in sales, earnings, and book value places it among the bottom third of S&P500 companies. Its 5.4% 5 year annualized EPS growth, -4.3% 5 year annualized sales-per-share growth, and 5 year annualized book value-per-share growth of 4.1% speak to its relatively poor ranking.